Banking hours are from 09:00 to 18:00 Monday thru Friday. ATM machines are located throughout major cities. Our guides will help you if you need assistance.
The US dollar has been adopted as the official currency of Ecuador and is accepted everywhere.
Major credit cards including American Express, MasterCard and Visa are widely accepted at restaurants, hotels and shops in tourist areas. Some merchants may tag on a surcharge of 6% to 10%. Using cash not only means saving this cost but sometimes avoiding taxes. To that end you can also find bank teller machines in large cities such as Quito, Guayaquil and Cuenca, which accept most major credit and ATM cards. We suggest you plan on bringing a credit card for any shopping, unforeseen expenses and emergencies.
Its also a good idea to bring a fair amount of cash with you in US dollars, using smaller denominations ranging from $1s to $20s.. As with cash, US travelers checks are recommended. We also suggest a range of denominations, so you are not caught having to cash a large travelers check when you only need a few dollars.
While on board our yachts you will have the opportunity to purchase alcoholic beverages from the bar and in some cases purchase t-shirts, caps and other gifts. We accept major credit cards; travelers checks and US dollars on board all our yachts. The same applies for when you are in one of the port towns of the Galápagos.